What is carding?
Carding is a commonly known scam that has a decade old origin. The goal is to steal money from the bank cards.
How Can Someone Steal Personal Information from Users?
- The steal happens when someone hacks an online store and pull card information from an exposed data base.
- The information can be acquired through so-called skimming when a data reader is installed directly into an ATM.
- Some hackers even sell card information. However, these are scammers themselves in 99% of cases.
What Kind of Cards Can Be Stolen from?
The most common type of cards are:
1. VISA – numbers always start with 4s.
2. MasterCard – numbers always start with 5s.
3. American Express – numbers always start with 3s.
The first 6 symbols in the number of the card are called a prefix (4276-64хх-хххх-хххх). The prefix allows to determine which bank issued the card. CVV/CVV2/CVN – these are codes referred to as CC by professional carders. These are three-digit codes that protect the card from being used by unauthorized users.
A short glossary of carders:
CC – a bank card (credit card)
Track – a small magnet chip installed in the card, there are three of them, knowing one is enough to hack the card
Drop – this is a man who comes to an ATM and takes the cash for a small interest fee. He will be a criminal and risks getting caught. These are usually hobos, desperate or simply silly people.
Riper – a shady one amongst carders.
Card Holder – an owner of a bank card.
Charge Back — happens when a bank reverts payments after a card holder notices that his card is stolen.
Dump, Pin – pin code.
Skimming – reading card data from magnet chips.
Chargeback is actually a sneaky move from players who lost in casino and then hastily write to the bank that their cards were stolen. Then the bank starts charging back. This trick can work once, but you will be forever banned from the casino.